Zero Down Financing Available


Thank you for your service!


If you are a military veteran, reservist, active duty personnel, or surviving spouse of a military veteran, you are eligible to take advantage of the VA mortgage loan program.

Program Benefits

  • Low to no down payment options*
  • Attractive interest rates
  • Higher debt-to-income ratios allowed
  • Lower credit score requirements
  • Higher seller contributions allowed
  • Energy efficient improvement costs included in the loan
  • Financing available for 1-4 unit properties

Why Mercantile Bank?

  • Competitive rates
  • Seasoned Mortgage professionals
  • Locally based service
  • Programs that fit your needs and budget


Want to learn more?

Let's Get Started

*Zero down payment option allows 100% financing up to the appraised value of the property. All loans are subject to approval. This is not a commitment to lend. Programs are subject to change without notice. Contact your Mercantile Bank mortgage lender for complete details. Loan serviced through NewRez or an affiliate.

Please note that by using this link, you will be leaving Mercantile Bank's (the 'Bank') web site. The Bank takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or information available via this outside web site. The Bank is not responsible for and does not monitor the content, performance, policies (including any privacy policies) or administration of this outside web site, which are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of the Bank, its affiliates, its employees or its Board of Directors.