Mortgage Products /

First-time Homebuyers

First time buying? Get ready to own it.

At Mercantile Bank we'll pair you with the lender that's right for you — someone who sticks by your side from start to finish.

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First time buying? Get ready to own it.

Here it is. It's time. Your first home. Don't be nervous - you've got this! And we've got financing options for you.

First, start with finding the right lender.  At Mercantile Bank we will pair you with the lender that's right for you - someone who sticks by your side from start to finish.

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Next, know your options. Mercantile offers a variety of mortgage programs aimed at providing you with the right mortgage to fit your needs. After getting to know your needs, one of our lenders will help you find the features, rate and type of mortgage that works best for you.

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Then, let us help. Obtaining a mortgage is not difficult when you have the right lender that takes time to explain the process along the way.

Finally, celebrate. You've dreamt about your first home and now it's yours. Mercantile Bank will continue to be there to make sure all your mortgage questions are answered.


All loans subject to approval.

Please note that by using this link, you will be leaving Mercantile Bank of Michigan's (the 'Bank') web site. The Bank takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or information available via this outside web site. The Bank is not responsible for and does not monitor the content, performance, policies (including any privacy policies) or administration of this outside web site, which are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of the Bank, its affiliates, its employees or its Board of Directors.