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If you enjoy saving money and earning cash back rewards, our MercPerks account is for you.

Featured Benefits Include:


Ultimate ID Program

Complete Identity Theft solutions

Travel Benefits

Full-service travel, cash back rewards

Cash Back Rewards

 from 3,000+ online merchants

Ticket XPress

Big discounts on entertainment

Consumer Services

Purchase protection, extended repair warranty

Cellular Care Coverage

Up to 600$ in coverage

Health Savings

Pharmacy, hearing and vision discounts


Discounted Restaurant & Retail Gift Cards, Local Savings  & More!

*MercPerks™ Checking - monthly fee of $7.95 or $90.00 annually, minimum opening deposit of $25.00.

Mercantile Bank has selected Generations Gold, Inc. a fully independent third party benefits provider to offer MercPerks™ benefits. Benefits and services available through the program are subject to change without notice. Not all programs are available in all areas. Call 877.234.1445 or visit for complete program details.

Please note that by using this link, you will be leaving Mercantile Bank's (the 'Bank') web site. The Bank takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or information available via this outside web site. The Bank is not responsible for and does not monitor the content, performance, policies (including any privacy policies) or administration of this outside web site, which are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of the Bank, its affiliates, its employees or its Board of Directors.