Accounts /

Health Savings Account

Thank you for opening your account with Mercantile Bank of Michigan!

If you requested a Debit Card for your account, it should arrive within 7 to 14 business days. For security purposes, it will come in a plain, unmarked envelope. Instructions for activating your debit card and setting a PIN will be included.

If you would like to order Checks for your account, please call us at 800-453-8700. Your account will need to have adequate funds to cover the cost of the check order, if applicable.

Make sure to enroll in eStatements - a requirement for some accounts to waive the monthly service charge.

  • Choose Statements & Notices from the menu on the left side
  • You will be prompted to agree to the Terms & Conditions to receive electronic statements and notices
  • Click the Preferences tab, be sure the option for your accounts is Electronic Only
  • Click Update Preferences to receive confirmation that your preferences have been updated

For more information on Health Savings Accounts, please choose Health Savings Account under the Personal link at the top of the screen.

  • If you have a Health Savings Account at another financial institution and want to transfer it to Mercantile Bank, you can retrieve the form here.
    • A transfer is a non-reportable transaction where the monies go directly from one HSA to another. The current financial institution will send the monies directly to Mercantile Bank for your benefit.
  • If you have a Health Savings Account at another financial institution and have already closed it, and have a check, you can retrieve the rollover form here.
    • A rollover is a reportable transaction where the monies from a closed HSA are deposited into another HSA within 60 days.

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