Business Banking /

Checking

Account solutions that grow as your business grows.

Checking Account Options

Important information for our business customers when opening a new deposit or loan account, or changing signers. Click here for more details

Small Business Checking

 
  • $50.00 minimum opening deposit
  • $10.00 monthly maintenance fee is waived if you maintain a $500.00 average available balance per statement cycle or enroll in electronic statements
  • 150 free monthly transactions per statement cycle, excess items charged at $0.25 per item
  • Transactions include: checks paid, items deposited, deposits, ACH credits received, ACH debits received, ATM/POS debits and credits
  • $15,000 free in monthly branch cash deposit allowance - excess charged at $0.20 per $100.00

Service charges are subject to change

Smart Business Checking

 
  • $50.00 minimum opening deposit
  • $20.00 monthly maintenance fee is waived if you maintain a $10,000.00 average available balance per statement cycle or if you have at least 10 debit card purchase transactions posted per statement cycle
  • 500 free monthly transactions per statement cycle, excess items charged at $0.25 per item
  • Transactions include: checks paid, items deposited, deposits, ACH credits received, ACH debits received, ATM/POS debits and credits
  • $15,000.00 free in monthly branch cash deposit allowance, excess charged at $0.20 per $100.00

Service charges are subject to change

Commercial Analysis Checking

 
  • $50.00 minimum opening deposit
  • No minimum balance is required
  • Monthly maintenance fee and transaction fees apply or may be offset with earnings credit or interest allowance
  • Please contact Treasury Support Services Team for details at 800.453.8700 option 2 or TreasurySupport@MercBank.com

Service charges are subject to change

Non-Profit Checking

 
  • $50.00 minimum opening deposit
  • No minimum balance is required
  • No monthly maintenance fee
  • 500 free monthly transactions, excess items charged at $0.25 per item
  • Transactions include: checks paid, items deposited, deposits, ACH credits received, ACH debits received, ATM/POS debits and credits
  • $15,000.00 free in monthly branch cash deposit allowance, excess charged at $0.20 per $100.00
  • This account is only available to registered Non-Profit Organizations

Service charges are subject to change

IOLTA Checking

 
  • $50.00 minimum opening deposit
  • No minimum balance is required
  • No monthly maintenance fee
  • 500 free monthly transactions per statement cycle, excess items charged at $0.25 per item
  • Limited to attorneys and law firms that maintain escrow funds for clients
  • Tiered interest rate

Service charges are subject to change

 

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