Commercial
Banking

Frequently Asked Questions on Commercial Banking

• How is commercial banking different from business banking?

  Business banking focuses on the everyday tool's businesses use to manage their finances. That includes checking accounts, cards, and basic lending, making it a great fit for businesses at any stage. While commercial banking builds on that foundation with more advanced, customized solutions. This includes services like treasury management, workforce tools, and specialized support designed for larger or more complex organizations, including municipalities and public entities.

• How does Mercantile help protect my business from fraud?

  Mercantile Bank helps protect your business with multiple layers of security, including tools like Positive Pay to detect unauthorized check and ACH transactions, customizable account controls, and real-time alerts for suspicious activity. They also offer secure online and mobile banking tools, fraud prevention features, and ongoing monitoring to help keep your accounts protected. In addition, their Security Hub provides valuable resources, tips, and guidance to help you and your employees recognize and prevent fraud, so you can stay informed and take a proactive approach to protecting your business.

• Do I get a dedicated commercial banking team?

  Yes! Mercantile Bank’s goal is to build a team around each of our commercial customer’s specific needs. That team could include your Commercial Banker, Treasury Officer, Human Capital Management Specialist, Branch Manager and any other team members who could assist with your specific banking needs.

• How do I get started with Mercantile commercial banking?

  The best way to get started is to connect with any of Mercantile’s Commercial Bankers or Treasury Sales Officers for an initial conversation around your specific banking needs.

  Find a Commercial Banker   Contact Treasury