Fraud Mitigation

Positive Pay Services

Safeguard against fraudulent activity with consolidated check and ACH Positive Pay by detecting and stopping unauthorized transactions. Detect fraudulent, altered, or counterfeit checks through a daily verification of checks presented for payment against accounts. Also identify unauthorized ACH transactions to prevent electronic payment fraud.

Key Features & Benefits

• Upload check information (issue date, amount, check #, payee name) to compare and match against checks presented for payment to minimize daily exceptions.
• Assign authorized users to receive alert notifications by email or text.
• Decision daily exceptions online using desktop or mobile devices with check image availability.
• Control ACH activity by applying filters or blocks to manage authorized and unauthorized transactions.