MercRewards+ Credit Card

Account Details

Earn Points. 2 pts. for every $1 spent on gas, grocery, and dining. 1.5 pts. for all other categories.
Annual Fee. Annual fee of $60.00 may be waived if $24,000 of purchases are made on the account annually.
Visa Benefits. Receive access to Visa benefits such as Roadside Assistance, Travel Accident and Baggage Delay, Extended Warranty Protection, and Norton Lifelock Services.
Cashback. Redeem points to be ACH deposited to your Mercantile Bank account
Travel Rewards. Earn travel rewards to help pay for that dream vacation - from airline tickets to cruise and vacation packages, hotel and car rental certificates, and even options for those looking for new adventures and experiences.
Merchandise Rewards. Top-shelf merchandise rewards from brands like Apple, Sony, Bose, and Dyson.
Gift Cards. Choose from hundreds of national brand gift cards.
Tickets. Redeem points for event tickets and travel awards.
Charity. Charity of Choice redemptions with over 1.3 million charitable organizations.
Purchase Eraser. Redeem points to 'erase' previous purchases using the Purchase Eraser feature. Erased purchases will show as a statement credit to your card.

Ways to Earn Additional Points

✓ Earn Even More with eRewards Points: Boost your rewards effortlessly with our eRewards program! Available only on our MercRewards and MercRewards+ cards

✓ Auto Pay or Electronic Pay Transactions: Set up a qualified auto pay or electronic pay transaction each month and earn 250 Points per household. *Lifetime cap of 1,000 Points

✓ Enable eStatements: Go green and enable eStatements for your credit card to earn an additional 250 Points per household each month. Click here to learn how to enroll. *Lifetime cap of 1,000 Points

✓ Pay Your Balance in Full: Pay your credit card balance in full by the statement date to earn 250 Points per household each month. *Lifetime cap of 500 Points