Receivables
Receivables
ACH Services
Simplify account payables, receivables, and payroll processes through reduced transaction costs with electronic payments through the Automated Clearing House (ACH).
Key Features & Benefits
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Reduce exposure to check fraud and create payables and receivables efficiency.
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Create recipient templates to efficiently process one-time or recurring payments with the option to include additional addenda information.
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Control the schedule of same-day or future transactions.
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Separate draft and approval duties by using dual control permissions.
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Leverage existing accounting software to efficiently upload NACHA formatted files.
Cash Services
Help safeguard deposits, change orders, and employees while simplifying daily cash management processes. SmartSafe Services offers technically advanced safes to remotely deposit cash and monitor deposit activity in a single online portal. Cash Vault Services reduces employee risk, provides faster access to funds, saves time on transaction research.
Key Features & Benefits
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Leverage our Cash Services to improve security and reduce risk when transporting physical cash to and from our vault through armored carrier providers.
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Create operational efficiency and save employee time by reducing cash handling and avoiding trips to the bank.
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Gain faster access to funds through daily provisional credit.
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Consolidate multiple banking relationships and reduce fees.
Lockbox Services
A customizable lockbox solution that expedites the collection of paper or electronic payments, creates operational efficiencies, and provides timely payment information.
Key Features & Benefits
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Expedite cash application of receivables and improve business continuity.
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Increase payment posting accuracy and automate labor-intensive tasks.
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Improve security and reduce potential risk of theft, fraud, or error.
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HIPAA Compliant
Merchant Services
Create payment efficiency by accepting credit and debit cards through a physical terminal, online portal or mobile device.
Key Features & Benefits
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Gain faster access to funds and improve cash flow with next-day funding.
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Integrate with many industry-specific POS systems.
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Online terminal management and reporting.
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Optimize processing using Level II and III data.
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Improve security and reduce risk using PCI compliant solutions.
Remote Deposit Services
Convert paper checks into electronic deposits through the use of a desktop scanner or mobile device.
Key Features & Benefits
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Create operational efficiency and save employee time by eliminating trips to the bank.
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Gain faster access to funds and improve cash flow through electronic deposits.
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Consolidate multiple banking relationships and reduce fees.
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Improve security and reduce employee risk.
Contact Treasury
Experienced. Committed. Driven.
Please feel free to contact us by using the form below, emailing us at TreasurySupport@mercbank.com, or by phone (Monday - Friday from 8:00 am - 5:30 pm EST):
800-453-8700 Option 2
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Please do not include ANY sensitive information, such as account numbers or service requests on e-mail. This e-mail should only be used for general questions or comments.