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Health Savings Account - Individual

Health Savings Account - Individual

An interest-bearing checking account to be combined with a high-deductible health plan (HDHP).

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Account Details

  • No Minimum Opening Deposit.

  • The $5.00 monthly maintenance fee is waived if you enroll in electronic statements.

  • Interest is calculated on the daily balance and credited and compounded to the account monthly.

  • Unlimited check writing & no per-check fee.

Features & Benefits You've Come to Expect


24 Hour Access. Online Banking with Bill Pay and Telephone Banking for 24 hour access.
Mobile Banking. MercMobile® Mobile banking gives you the freedom to access account information, transfer money, deposit checks and pay bills from a cell phone or other mobile device.
HSA Debit Card. Tap into your Mercantile Health Savings Accounts for health care expenses