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Personal Checking

Explore Our Checking Accounts

Mercantile is the bank that focuses on you — your responsibilities, your goals, your dreams for the future. We offer a wide range of personal deposit account options to help meet your unique needs.

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MercPerks® Plus Checking

An account designed to maximize savings and security, while providing additional benefits.

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Community Checking

Our Community Checking Account is designed to meet the needs of local individuals and families.

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MercStart® Account

An account designed for students that provides an account while encouraging healthy banking habits.

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MercStart Fresh® Account

A MercStart Fresh Account can help you start fresh in re-establishing a bank account relationship and develop healthy banking habits. Free debit card and free access to online banking services to help make payments and manage your funds. Take advantage of financial wellness tools like our MercMoney and MercDebit services to monitor budgets and spending and take control of your finances to simplify your life.

  • No minimum balance requirements.

  • Low $4.95 monthly service charge.

  • Free online and mobile banking.

  • Free Debit Card.

  • Check writing is not permitted.

  • Overdraft and Dormant Fees are waived.

Apply Now

 

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*Savings Perk - 0.25% interest rate bump on new Standard Retail Certificate of Deposits (excludes CD promotions, Flex CD, Add-To CD and CD automatic renewals).

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