Smart Business Checking

Account Details

Minimum Opening Deposit

$50.00 minimum opening deposit.

Fees

$20.00 monthly maintenance fee is waived if you maintain a $10,000.00 average available balance per statement cycle or if you have at least 10 debit card purchase transactions posted per statement cycle.

$15,000 free in monthly branch cash deposit allowance, excess charged at $0.20 per $100.00.

Monthly Transactions

500 free monthly transactions per statement cycle, excess items charged at $0.25 per item.

Transactions

Transactions include: checks paid, items deposited, deposits, ACH credits received, ACH debits received, ATM/POS debits and credits.

MoneyPass® ATM Network

No ATM transaction fees or surcharge fees at Mercantile Bank and MoneyPass® Network ATMs. (Find a MoneyPass® ATM).

Service charges are subject to change.