What is a business checking account?

A business checking account is a bank account used to manage business income and expenses, process payments, make deposits, and access banking services tailored to business needs.

What types of business checking accounts does Mercantile Bank offer?

Mercantile Bank offers Small Business Checking, Smart Business Checking, Commercial Analysis Checking, Non-Profit Checking, and IOLTA Checking accounts.

Which business checking account is best for a growing business?

Businesses with increasing transaction volumes and treasury management needs may benefit from Smart Business Checking or Commercial Analysis Checking, depending on their banking requirements.

Does Mercantile Bank offer checking accounts for nonprofit organizations?

Yes. Mercantile Bank offers Non-Profit Checking accounts specifically designed for qualifying nonprofit organizations, including 501(c)(3) entities.

Does Mercantile Bank offer IOLTA accounts?

Yes. Mercantile Bank offers IOLTA Checking accounts for eligible Michigan law firms holding qualified client funds.

Business Checking | Mercantile Bank

Small Business Checking

A business checking account offering essential services designed to grow as the business grows.

Learn More

Smart Business Checking

A business checking account supporting higher monthly transactions and evolving treasury service needs.

Learn More

Commercial Analysis Checking

A business checking account is a depository account for public entities, with essential services supporting complex structures and earning credits or interest.

Learn More

Non-Profit Checking

A non-profit checking account is a checking account designed for 501(c)(3) organizations, with essential services built to support your mission.

Learn More

IOLTA Checking

Interest on Lawyers Trust Account for Michigan law firms that hold qualified funds and support the Michigan State Bar Foundation.

Learn More

Business Banking Advantage®

Delivers powerful rewards, savings, and protection. Members gain business security and protection (including identity theft and cyber safeguards), full‑service travel rewards with MercPerks® (cash back, guaranteed low pricing, and concierge support), while also getting local and national business savings.

Learn More

Let's Chat

Chat online with a live personal banker

Chat with Support

Find a Location

Visit a Mercantile Bank location near you

Find a Location

Call Us

Mon – Fri from 7am - 7pm
Sat. from 9am - 1pm

Call (800) 453-8700

Schedule an Appointment

Meet with us in person

Schedule Now

Business
Checking