Smart Business Checking

Account Details

Minimum Opening Deposit

$50.00 minimum opening deposit.

Fees

$25.00 monthly maintenance fee is waived if you maintain a $20,000.00 average available balance per statement cycle.

Monthly Cash Deposit Allowance free up to $20,000 monthly.
Excess cash deposited charged at:
$20,001 - $100,000 = $0.30 per $100
$100,001 or more = $0.50 per $100

Monthly Transactions

500 free monthly transactions per statement cycle, excess items charged at $0.40 per item.

Transactions

Transactions include: checks paid, items deposited, deposits, ACH credits received, ACH debits received, ATM/POS debits and credits.

MoneyPass® ATM Network

No ATM transaction fees or surcharge fees at Mercantile Bank and MoneyPass® Network ATMs. (Find a MoneyPass® ATM).

Service charges are subject to change.