MercMoney
Your All-In-One Money Management Solution
MercMoney is a complete suite of easy to use money management tools that give you an overview of your finances across all your accounts - including budget, spending details/trends, net worth, goals, debt management, and cash flow features.
With MercMoney, you can combine all of your outside financial relationships with your Mercantile accounts to see your complete financial picture. All of your spending is automatically categorized and cleansed to give you detailed insights into your spending patterns.
Credit Score
Monitor and Improve Your Credit.
Staying on top of your credit has never been easier. With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education. You can do this at anytime and anywhere for free.
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Real Time Credit Monitoring Alerts
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Daily Access to your Credit Score
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Credit Score Simulator
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Personalized credit report
Card Swap
A technology that simplifies updating payment details for online services like Netflix and Amazon by allowing users to change their card information in one place. This saves time and hassle, ensuring automatic updates across all connected services.
Mobile Wallet
A mobile wallet is a digital way to store and use payment information on mobile devices. Mercantile Bank's investment in mobile wallets allows customers to link their bank accounts and cards, providing a seamless and secure way to make payments.
ClickSWITCH
ClickSWITCH is a service offered by Mercantile Bank that simplifies the process of switching your direct deposits and recurring payments to your new Mercantile Bank account. It saves time and hassle by securely handling the updates for you, ensuring a smooth transition.
Personal Payments
Personal Payments allows customers to make payments anywhere using their phone, tablet, or desktop. Mercantile Bank's partnership with PayPal enhances convenience and security, enabling seamless transactions without exchanging personal information.
Positive Pay
Positive Pay is a fraud prevention service offered by Mercantile that helps protect your business from unauthorized check and ACH transactions. This investment enhances security by flagging discrepancies and unauthorized activities, providing peace of mind and safeguarding your business finances.
Remote Deposit Capture
Mobile Deposit Capture allows businesses to securely deposit checks by converting them into electronic images. This service expedites the check collection process, consolidates deposits, and reduces operational costs by eliminating the need for manual deposits.
Direct Connect
Direct Connect is banking technology that allows a two-way connectivity between Mercantile and other software like QuickBooks. It enables users to connect directly to the bank’s technology for account transactions, transfers, and payment requests. This integration streamlines financial operations.
