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Community Checking

Community Checking

A simple account that meets your banking needs.

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Account Details

Minimum Opening Deposit

$25

Recurring Fee

$5.95 monthly fee waived if at least one of the requirements below are met:

  • Primary account holder is age 62 or older
  • Account is enrolled in eStatements
  • An average balance of $1,000.00 maintained per statement cycle

Fee is also waived for any Active Military or Military Veterans (with proof of service documentation)

MoneyPass® ATM Network

No ATM transaction fees or surcharge fees at Mercantile Bank and MoneyPass® Network ATMs. (Find a MoneyPass® ATM)

MercPerks® Benefits

MercPerks® benefits can be added for an additional fee.

Features & Benefits You've Come to Expect

✓ 24-hour Access
✓ Budgeting Tool
✓ Mobile Banking
✓ Personal Payments
✓ Overdraft Protection