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Personal Credit Cards

Explore Our Credit Cards

Choosing the right credit card is easier than ever. Enjoy the convenience and flexibility of purchasing power accepted at millions of locations worldwide. With mobile purchasing capability, 24/7 Cardmember Service, and Zero Fraud Liability protection* if your card is lost or stolen, you can make purchases with confidence wherever you go. Plus, you'll enjoy a variety of additional benefits designed to enhance your card experience.
*Certain restrictions apply. See cardmember agreement for details.

Elan- Signature

Visa Signature
Credit Card

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Elan- Platinum 7

Visa Platinum
Credit Card

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MercRewards+ Credit Card

MercRewards+ Credit Card

This premium card is designed to reward you for everyday expenses, with a minimum credit limit of $5,000, you earn points for every dollar you spend.

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MercRewards Credit Card

MercRewards Credit Card

A convenient credit card designed to reward you for everyday expenses. Earn points for every dollar you spend.

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Secured Credit Card

Secured Credit Card

An easy way to build credit and manage your money.  This card offers convenient online access to view balances, set alerts, and schedule payments.

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Simple, Secure Credit Card Management

Our Mercantil Bank credit cards puts you in control of your personal credit card right from your phone. With smart security features designed to help prevent fraud and unauthorized activity, these credit card controls gives you confidence and peace of mind every time you spend.

Credit Card - Mercantile Bank

Card Usage Controls

Set spending limits to approve transactions up to a specific amount. Block transactions exceeding your thresholds and control purchases by merchant category (e.g., gas, travel, restaurants, groceries, electronics). 

MercMobile-blue

Card On/Off Setting

Instantly disable a lost or stolen card by turning it “off.”  Reactivate when ready—transactions resume based on your usage settings.

Lot and Land Loan - Mercantile Bank-1

Location-Based Controls

Restrict transactions to merchants near your location using GPS-based security. Decline transactions outside your defined area for added protection.

Phone and Computer - Mercantile Bank

Alerts and Insights

Receive real-time notifications for approved transactions, declined attempts, and activity exceeding your set policies. View transaction history and spending patterns. Track purchases across channels and access personalized offers to your financial habits.

Gift Cards at Mercantile Bank

Gift Cards

Gift Cards are issued by Pathward and can be used everywhere Visa is accepted.
 
Bulk Orders
For orders of 25 or more, the gift cards can be personalized with recipient name and a short message. Please visit your closest branch for more information.
 
Remaining Balance
To view your remaining gift card balance, you can visit gocardservices.com or call 1.866.261.7741.

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Frequently Asked Questions

A note from our trusted partner for your Mercantile Bank credit card:
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Have questions about MercRewards+, MercRewards, or your Secured Credit Card?

Contact us with one of the options below (Let's Chat, Find a Location, Call Us, or Schedule an Appointment). 

Let's Chat

Chat online with a live personal banker

Find a Location

Visit a Mercantile Bank location near you

Call Us

Mon – Fri from 7am - 7pm
Sat. from 9am - 1pm

Schedule an Appointment

Meet with us in person