Certificate of Deposit
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- Certificate of Deposit
Certificate of Deposit
We have some bright ideas on saving. Open a Mercantile CD today!
Apply for 11 Month Apply for 25 Month
Features & Benefits You've Come to Expect
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Rates as of May 12, 2025
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$500 Minimum Opening Deposit.
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Automatic renewal standard for your convenience.
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Flexible maturities range from 1 month to 60 months.
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The interest rate and annual percentage yield on the account will be determined on the day the deposit is accepted.
Subject to early withdrawal penalty when principal is withdrawn prior to maturity. Fees could reduce earnings on the account.
Rates
| Term | Interest Rate | Annual Percentage Yield |
|---|---|---|
1 Month |
0.50% |
0.50% |
3 Month |
1.99% |
2.01% |
6 Month |
3.94% |
4.00% |
12 Month |
3.74% |
3.79% |
18 Month |
3.50% |
3.55% |
24 Month |
3.70% |
3.75% |
36 Month |
3.00% |
3.03% |
48 Month |
3.00% |
3.03% |
60 Month |
3.00% |
3.03% |
11 Month Online |
3.94% |
4.00% |
25 Month Online |
3.70% |
3.75% |