MercStart® Account
MercStart® Account
An account designed for students age 13 to 17 that provides the convenience of a traditional checking account while encouraging healthy banking habits.
Account Details
Minimum Opening Deposit
$25
Recurring Fee
$4.95 monthly fee waived if at least one of the requirements below is met:
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Primary account holder is under the age of 18 years old.
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Primary account holder is between the ages of 18-25 years and account is enrolled in eStatements.
Savings Perk
0.25% interest rate bump on new Standard Retail Certificate of Deposits (excludes CD promotions, Flex CD, Add-To CD and CD automatic renewals.)
MoneyPass® ATM Network
No ATM transaction fees or surcharge fees at Mercantile Bank and MoneyPass® Network ATMs. (Find a MoneyPass® ATM)
MercPerks® Benefits
MercPerks® benefits can be added for $4.95/month.
This account requires a parent or legal guardian to be a co-owner until age 18.
Features & Benefits You've Come to Expect
✓ 24-hour Access
✓ Budgeting Tool
✓ Mobile Banking
✓ Personal Payments
✓ Overdraft Protection