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Deposit Options

Explore Our Deposit Options

Choose from the following deposit account options to best support the financial needs of your organization.

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Certificate of Deposit Account Registry Service 

Choose from various CD terms for your CDARS. Earn one rate per maturity. Get advance maturity notices and detailed monthly statements for easy tracking.

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Municipal Certificate of Deposit

Enjoy automatic renewal, flexible maturities, and secure savings. Interest rates set on deposit day, early withdrawal penalties apply.

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Insured Cash Sweep (ICS)

Benefit from tiered interest, daily liquidity, and no long-term commitment. Access funds online, with automated daily sweeps.

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Municipal 
Checking

Open with $50.00. Maintain $35,000.00 balance to waive $6.00 fee. Enjoy unlimited transactions, cash deposits, wire activity, and tiered interest.

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Insured Cash Sweep (ICS)

Benefit from tiered interest, daily liquidity, and no long-term commitment. Access funds online, with automated daily sweeps.

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Municipal Checking

Open with $50.00. Maintain $35,000.00 balance to waive $6.00 fee. Enjoy unlimited transactions, cash deposits, wire activity, and tiered interest.

Treasury Services

We've taken the time to listen to the needs of our local businesses and develop a comprehensive, integrated approach to commercial banking to help you save time and streamline your business. As a result, our full range of products and services is designed so businesses like yours can move assets easily and gain ready access to financial information.

See How

Have questions? Merc is here to help.

Have questions? Merc is here to help.

 

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Mon – Fri from 7am - 7pm
Sat. from 9am - 1pm

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