Business Lending Solutions

Experience a full-service bank that is dedicated to helping Michigan businesses grow and thrive. As a community bank, we're in the business, to help your business. And sometimes what your business needs is simple and efficient tools, delivered with personal attention.

For lending solutions above $250,000 or for commercial real estate financing CONNECT WITH A LENDER near you to schedule a time to meet and discuss your needs.

 

Business Term Loan

Use a business term loan to finance equipment purchases, vehicles, or other business investments to grow.

Loan Amount
$5,000 - $250,000

Loan Term
Up to 5 Years

Interest Rate
Fixed

Ready to apply? Having the following information available will help expedite the request.

  • 2 years of business and personal tax returns
  • Personal asset and debt information
  • Copy of personal identification


Apply Now
 

Business Line of Credit

Access working capital, when you need it, to support business operations with a line of credit.

Loan Amount
$10,000 - $250,000

Loan Term
Up to 5 Years

Interest Rate
Variable

Ready to apply? Having the following information available will help expedite the request.

  • 2 years of business and personal tax returns
  • Personal asset and debt information
  • Copy of personal identification


Apply Now
 

Mercantile Visa® Business Rewards Credit Card

Maximize cash flow, create payment efficiencies and earn rewards with a business credit card. 

Card Limit
$1,000 - $25,000

Rewards
Earn 1 pt per $1

Annual Fee
$0

Ready to apply? Having the following information available will help expedite the request.

  • Cardholder(s) Information
  • Copy of personal identification


Apply Now

Not finding what you're looking for?  We offer a broad range of financing solutions for businesses of all sizes to help power your growth.  Click HERE to find a lender near you.

Please note that by using this link, you will be leaving Mercantile Bank's (the 'Bank') web site. The Bank takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or information available via this outside web site. The Bank is not responsible for and does not monitor the content, performance, policies (including any privacy policies) or administration of this outside web site, which are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of the Bank, its affiliates, its employees or its Board of Directors.