Control debit card usage and spending within online and mobile banking.


  • Mobile Wallet:  By adding your debit card to your mobile wallet, you can unlock the convenience and security of mobile payment services like Apple Pay or Google Pay.
  • Monitor Merchants and Recurring Payments: : View the list of vendors you have authorized to make recurring payments and check the merchants where you have saved your card information for future purchases.
  • Card usage controls: Set spending and transaction limits, and decline transactions that exceed thresholds. Also, monitor transactions and control merchant categories.
  • Card on/off setting: When your card is "on," transactions can be made based on your settings. When "off," no purchases or withdrawals are allowed until you turn it back "on." Useful for blocking a lost or stolen card.
  • Location-based controls: Restrict transactions to merchants located within a certain range of your location (using your phone's GPS); transactions requested outside of the specified area can be declined.
  • Fraud protection: Manage, track, and report specific transactions to quickly detect unauthorized activity and restrict PIN and signature transactions.
  • Interactive alerts: Real-time alerts can be sent for approved transactions exceeding use policies, card usage, and declined transactions.
  • Financial features: Conduct limited card-related transactions wherever you are, any time of the day, including real-time balance inquiries and locating ATMs.
  • Travel Plan: Notify Mercantile of your travel plans within the app.

Please note that by using this link, you will be leaving Mercantile Bank's (the 'Bank') web site. The Bank takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or information available via this outside web site. The Bank is not responsible for and does not monitor the content, performance, policies (including any privacy policies) or administration of this outside web site, which are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of the Bank, its affiliates, its employees or its Board of Directors.