The largest bank founded, headquartered, and serving in Michigan.
With deep roots in Michigan and a commitment to personalized service, we offer a wide range of financial solutions designed to help you achieve your goals. Whether it’s buying a home, growing your business, or planning for the future, Merc is here.
Our personal banking solutions offer a range of services to help you manage your money with ease—whether it's saving for the future or simply staying on top of your day-to-day finances.
An app and debit card for kids and teens. Motivate your kids to “chore more” with a Greenlight account! We’ve partnered with Greenlight to empower parents in raising financially savvy kids. Easily monitor children's spending, transfer funds, set savings goals, and manage chores and allowances.
Help your teen build healthy banking habits. Free mobile banking, no minimum balance, or overdraft fees, and the monthly service fee is waived when enrolled in eStatements. Plus get access to online budgeting tools, financial tips, and debit card controls. Learn more and get them started today!
Earn 2x points on everyday purchases like groceries, gas, and dining with a MercRewards+ credit card. Rewards can be used for cashback redemption, travel and merchandise, gift cards, charitable donations, purchase ‘eraser’, and more!
From checking accounts and business loans to merchant services and cash management tools, we offer the resources you need to grow and manage your business with confidence.
We’re the partner of choice for small businesses. Our lending solutions can help you grow your business with simple and efficient tools, delivered with personal attention.
Send professional invoices and accept customer payments faster with Autobooks. Send secure payment links by text and get paid directly into your bank account.
From checking accounts and business loans to merchant services and cash management tools, we offer the resources you need to grow and manage your business with confidence.
When you need more than a payroll provider, Merc is here. Our HCM tools provide payroll, HR, benefits, and time- all integrated in a single world-class tool. Plus, personal service, flexibility, and power are provided by our mobile app.
Create payment efficiency by accepting credit and debit cards with our comprehensive Merchant Services. From mobile device acceptance to integration with Point-of-Sale solutions, we’ve got flexible and customized options for your business.
We make it easy to find the right mortgage or loan for your home-buying journey. Whether you're a first-time homebuyer, looking to refinance, or exploring home equity options, our team is dedicated to guiding you every step of the way.
Connect with one of our Mortgage professionals for a free consultation and rate quote. Know your budget, show sellers you’re serious, and move forward with confidence.
Get a mortgage from Merc! Explore flexible options, competitive rates, and connect with a local mortgage loan officer who’s with you every step of the way.
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