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MercPerks® Plus Checking

Life is better with perks.
Your checking account should come with them.

Mercantile's MercPerks® Plus account is designed to maximize savings and security. MercPerks® benefits include; Ultimate ID® Plus Identity Theft Solution, discounts on entertainment, cell phone protection, and cash back rewards from over 3,000 online merchants.

 Apply Now Online       Schedule Appointment
Travel - MercPerks+
Travel Benefits

Stretch your travel budget with a dedicated travel advocate. Save on hotels, airfare, cruises, and car rentals while earning cash back rewards.

Dinning - MercPerks+
Dine Out for Less

Online Gift Card Discounts from top locations such as Applebee’s®, Panera Bread®, Papa John's, and Subway.

Tickets - MercPerks+
Score Tickets to Events

From CityPass and Ski Lift tickets to Amtrak, get discounts and cash back rewards instantly.

Account Details

  • Minimum Opening Deposit: $25

  • Recurring Fee: $8.95 monthly or $100.00 annually.¹

  • Interest Paid: Earn up to 3.00% Annual Percentage Yield on balances up to $15,000.00 with eStatement enrollment and $500.00 in monthly ACH deposits. Earn an additional 1.00% Annual Percentage Yield on the entire MercPerks® Plus account balance when the primary account owner's total deposit relationship is $100,000.00 or more.

  • Loan Discount: 0.25% interest rate discount on new consumer installment loan rates.

  • Benefits for customers with $250,000.00 or more in personal deposit balances.

    • 0.25% interest rate bump on stated Personal Money Market rates.

    • 0.25% interest rate bump on stated Retail CD rates (excludes CD Promotions, Flex CD, Add-to CD, and CD automatic renewals).

MoneyPass® ATM Network
No ATM transaction fees or surcharge fees at Mercantile Bank and MoneyPass® Network ATMs. (Find a MoneyPass® ATM).

Apply Now Online

It's more than banking. It's MercPerks Plus Checking.

Want to learn more about MercPerks?
Such as Identify Theft, Peth Health Insurance, Health Service Savings, Cash Back Rewards, and more.²  

Explore MercPerks®

MercPerks Section Image

Open Your MercPerks Plus Account In Branch

Schedule an appointment in a branch nearest you in a few short clicks. 

Schedule Appointment

Disclaimers: 

1. Optional annual fee payment method; requires signed enrollment form. Refunds of Annual fee will not be given if the account is closed or converted to a new product.

2. Mercantile Bank has selected Generations Gold, Inc. a fully independent third party benefits provider to offer MercPerks®. Benefits and services available through the program are subject to change without notice. Not all programs are available in all areas. Call 877.234.1445 or visit www.mymercperks.com for complete program details.