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Home Loan Solutions

Same Personal Service.
Expanded Mortgage Options.

Mercantile Bank is now providing mortgage services for Eastern Michigan Bank customers, delivering the same personal, trusted service you’ve come to expect. We offer a full range of mortgage solutions, including first-time homebuyer programs, traditional fixed-rate and adjustable-rate mortgages, refinancing, construction loans, and home equity options. Wherever you are in your homeownership journey, we’re here to provide flexibility and support along the way.

 

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Heather Gugel

Your Local Mortgage Agent

Heather is a seasoned mortgage officer with over 20 years of experience in the financial services industry. She began her mortgage career in 2004 in Saginaw, MI, and is deeply committed to serving her community. Heather has helped countless individuals and families navigate the complex process of securing home loans and realizing their dreams of homeownership.

Throughout her career, Heather has valued the trust her clients place in her and has worked diligently to make a positive impact in their lives. She takes pride in the meaningful connections and lasting friendships she has built with clients. Her dedication to providing personalized, attentive service reflects the deep value she places on these relationships and the privilege of working in this rewarding field.

Apply Now  Learn More About Heather

Our Solutions

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Mortgage Programs

There are so many mortgage options - let us help you find a mortgage program best suited for you.

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Solutions For Refinancing

No matter what your refinancing reason is, we can help you decide which option is best for your situation.

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Solutions For Construction

It takes more than wood, nails and a vision - building a home takes a lender that will help you from the ground up. Our Loan Officers will help you find the best construction financing options for your future home.

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Solutions For Home Equity

We can show you how you can leverage your home's equity to finance a large purchase.

Mercantile Team

Find a Loan Officer

We've carefully assembled a staff of experienced and talented mortgage professionals who make it their mission to understand your unique situation and provide you with the service you desire.

All loans subject to credit and collateral approval.
Have questions? Merc is here to help.
Let's Chat

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Find a Location

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Call Us

Mon – Fri from 7am - 7pm
Sat. from 9am - 1pm
Schedule an Appointment

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