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MercPerks® Plus Checking

Mercantile's MercPerks® Plus account is designed to maximize savings and security. MercPerks benefits include; Ultimate ID+® Identity Theft Solution, travel benefits, discounts on entertainment, cell phone protection and cash back rewards from over 3,000 online merchants.

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Community Checking

A convenient account that meets your basic needs, offering three options to avoid the monthly service charge.

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MercStart™ Account

An account designed for students age 13 to 17 that provides the convenience of a traditional checking account while encouraging healthy banking habits.

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Personal Savings Accounts

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Community Savings

A straightforward savings account designed to fit your savings needs with options to waive the monthly maintenance fee.

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Money Market

An account that offers easy liquidity along with tiered, competitive interest rates.

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Student Savings

A savings account that introduces young people to the benefits of banking as well as the unique benefits offered by Mercantile Bank. A parent or guardian must be a secondary owner on the account.

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Health Savings Accounts (HSA)

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HSA - Individual

An interest-bearing checking account to be combined with a high-deductible health plan (HDHP).

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HSA - Family

An interest-bearing checking account to be combined with a family coverage high-deductible health plan (HDHP).

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Personal Certificates of Deposit (CD)

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11 Month CD

A convenient way to save money with fixed, competitive rates. No setup or maintenance fees.

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25 Month CD

A great savings option with higher rates and longer terms. No setup or maintenance fees.

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Flex CD

This flexible savings option allows you a one-time "flex" in the interest rate you earn. If interest rates rise during the term, at your direction we will change the existing rate to the current Flex CD rate for the remainder of the term.

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Mortgage

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Mortgage Application

An interest-bearing checking account to be combined with a high-deductible health plan (HDHP).

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Apply With a Lender

An interest-bearing checking account to be combined with a family coverage high-deductible health plan (HDHP).

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Personal Online Banking

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Online Banking and Bill Pay

Banking services for your busy lifestyle. Enroll in online banking and bill pay.

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