Incoming Wire Transfer
Instructions for Receiving an Incoming Wire Transfer
If you are receiving an incoming wire, the sender’s bank will need to provide complete and accurate information to ensure funds are credited to the correct account.
For Mercantile Bank accounts, the required details are listed below.
Domestic Wires
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Recipient/Creditor Name
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This must match the name on your Mercantile account.
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Recipient/Creditor Account Number
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This is your Mercantile account number.
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Recipient/Creditor Mailing Address
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This must include your street, city, state, country, and ZIP code.
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Receiving Bank’s ABA Routing/Transit Number
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Mercantile’s ABA is 072413829.
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Recipient/Creditor Bank Wire Address
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310 Leonard St. NW, Grand Rapids, MI 49504, United States
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Other Information
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If needed, please provide any further special instructions, such as beneficiary name, etc.
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International Wires
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Recipient/Creditor Name
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This must match the name on your Mercantile account.
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Recipient/Creditor Account Number
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This is your Mercantile account number.
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Recipient/Creditor Mailing Address
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This must include your street, city, state, country, and ZIP code.
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Recipient/Creditor Bank SWIFT/BIC Code
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Mercantile’s SWIFT is MEMIUS33.
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Recipient/Creditor Bank Wire Address
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310 Leonard St. NW, Grand Rapids, MI 49504, United States
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Other Information
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If needed, please provide any further special instructions, such as beneficiary name, etc.
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Important Notes
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Incoming funds are credited based solely on the account number provided. Please confirm it is correct.
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Errors or incomplete information can cause the wire to be credited to the wrong account, returned or be delayed, potentially resulting in loss of funds.
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Funds may be deposited into checking or savings or applied to a loan/line of credit.
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Errors or incomplete information can cause the wire to be credited to the wrong account or be delayed, potentially resulting in loss of funds.
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Processing can take up to 1 full business day.
Be Aware of Wire Scams — if you receive a request to provide your account number to receive an incoming wire transfer, contact the requestor via phone to confirm legitimacy, especially if request was sent via email.
For more helpful tips, please visit our Security and Fraud Prevention Page or our ISO Updates page.
Security & Fraud Prevention Page ISO 20022