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Personal Credit Cards

Explore Our Credit Cards

Unlock the power of your spending with one of our personal credit cards! Our MercRewards+ and MercRewards credit cards earn points on everyday purchases, which you can use to enjoy unbeatable savings on travel and gift cards, as well as exclusive benefits like Norton LifeLock Services and roadside assistance.

MercRewards+ Credit Card

MercRewards+ Credit Card

This premium card is designed to reward you for everyday expenses, with a minimum credit limit of $5,000, you earn points for every dollar you spend.

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MercRewards Credit Card

MercRewards Credit Card

A convenient credit card designed to reward you for everyday expenses. Earn points for every dollar you spend.

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Secured Credit Card

Secured Credit Card

An easy way to build credit and manage your money.  This card offers convenient online access to view balances, set alerts, and schedule payments.

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MercCredit – Secure Credit Card Management Made Simple

MercCredit is your secure, mobile-first solution for managing and monitoring credit card transactions. Integrated within MercMobile, it gives you full control over how, when, and where your Mercantile Bank credit card is used. Stay protected with instant alerts and smart security features designed for peace of mind.

Credit Card - Mercantile Bank

Card Usage Controls

Set spending limits to approve transactions up to a specific amount. Block transactions exceeding your thresholds and control purchases by merchant category (e.g., gas, travel, restaurants, groceries, electronics). 

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Card On/Off Setting

Instantly disable a lost or stolen card by turning it “off.”  Reactivate when ready—transactions resume based on your usage settings.

Lot and Land Loan - Mercantile Bank-1

Location-Based Controls

Restrict transactions to merchants near your location using GPS-based security. Decline transactions outside your defined area for added protection.

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Alerts and Insights

Receive real-time notifications for approved transactions, declined attempts, and activity exceeding your set policies. View transaction history and spending patterns. Track purchases across channels and access personalized offers to your financial habits.

Gift Cards at Mercantile Bank

Gift Cards

Gift Cards are issued by Pathward and can be used everywhere Visa is accepted.
 
Bulk Orders
For orders of 25 or more, the gift cards can be personalized with recipient name and a short message. Please visit your closest branch for more information.
 
Remaining Balance
To view your remaining gift card balance, you can visit gocardservices.com or call 1.866.261.7741.

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