Cards /

Merchant Card Processing

Pay in person, over the phone, or in-app.

Merchant Card Processing

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Increase sales by offering your customers the convenience of paying by credit card or debit card in person, on the phone, over the Internet or through a mobile device. Mercantile Bank will connect you with a trusted provider who can supply reliable, cost-effective service and equipment to meet your unique needs.

Credit Cards

Mercantile Bank offers full-service global payment solutions for all sales channels: e-commerce, mail and telephone orders, scheduled payments as well as in-person and mobile. We will get you up and running to process Visa®, MasterCard®, Discover® and American Express® cards.

Debit Cards

Mercantile Bank also offers point-of-sale debit processing. With debit card processing, customer purchases are deducted directly from their checking accounts. This reduces your financial risk, lowers transaction fees and increases average "cash" sales.

Online and Mobile Sales

Mercantile Bank can also help with secure credit card transactions generated online. In addition, our MobilePay solution combines a merchant account with a mobile device payment application, allowing you to securely accept mobile payments anywhere you are. MobilePay is compatible with the iPhone®, iPad®, iPod Touch®, Blackberry® and Android™ smart phones and eliminates the need to invest in a dedicated wireless credit card terminal.

Fees and Deposits

Mercantile Bank provides merchant services at very competitive rates. We'll collaborate with you to gain a thorough understanding of your business and how you process credit card transactions to ensure that we are offering you the best options to streamline deposits and maximize your cash flow.

Please note that by using this link, you will be leaving Mercantile Bank of Michigan's (the 'Bank') web site. The Bank takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or information available via this outside web site. The Bank is not responsible for and does not monitor the content, performance, policies (including any privacy policies) or administration of this outside web site, which are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of the Bank, its affiliates, its employees or its Board of Directors.