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Transaction Cutoff Times

ACH Payments 5:00 PM EST
Same Day ACH Payments 2:00 pm EST
Per transaction limit is $1,000,000 per transaction.

7:00 pm EST

Outgoing Wire Transfer in Online Banking
International - 5:00 pm EST Domestic - 5:30 pm EST
International Wires powered by PayRecs - 24/7, settlement is done the next available business day based on time zones.
Outgoing Wire Transfer in Branch or through Wire Department
International - 3:00 pm EST Domestic - 3:30 pm EST
Incoming Wire Transfer
Received from the Fed by 6:30 pm EST will be posted same day

Positive Pay Decisions
1:00 PM EST

Bill Pay 3:00 PM EST
Remote/Mobile Deposit (RDC) 5:00 PM EST
SmartPay Payment Portal 3:00 PM EST


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